Auto/Car Insurance Coverage Laws Explained – New York State

StephanPeskin asked:

*New York State Auto/Car Insurance Coverage Laws Explained We have two types of insurance in New York State required of every motor vehicle. One deals with no fault insurance, which pays for medical benefits, lost wages, and some out of pocket expenses, regardless of fault. The other is liability insurance and they are not the same. What I want to urge each of you, is that you cover yourself as well as someone who is involved in a car accident with you. And by that I mean, if you carry $100000 worth of liability insurance, your protecting me, if you hit me with your car. If you get into a collision with another car, and you only have $25,0000 worth of underinsurance coverage, then you’re protecting yourself only to the extent of $25000. It pays for you to make certain that your underinsurance rates are as high as your regular insurance coverage. The cost is minimal and the protection is priceless. Now with no-fault insurance your medical expenses are paid. Within 30 days of the auto accident, you are required to notify your insurance company that you have been involved in a automobile accident. They will assign a claim number to your case. You will give that claim number to any treating doctor/physician or any other medical provider and they will bill your insurance company directly regardless who is at fault in this car accident. Your insurance company will submit you to a physical examination by a doctor of their own choosing in about 30 days after you start receiving


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19 Responses to Auto/Car Insurance Coverage Laws Explained – New York State

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  2. TheSeaMyst says:

    other companies lie to get you to sign this is a sign do not do it!

  3. TheSeaMyst says:

    Insurance is a scam people are killing others to collect they are wrecking there cars and burning down there homes to collect! Insurance is a crime you cannot insure safety in life home auto or self without causing death! ‘Because there are evil people that will not play fair! If you gave a return they wouldn’t have a reason to cheat there just being like there providers criminals all of them!
    I don’t believe anything this man says new york is evil! Police are evil judgment is coming !

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  5. Catherine8940 says:

    Anyone have an increase in car insurance this year, 2010? Even with a good record and same insurance company for years? We have Allstate around 20 years, nothing on our record. Raised our car insurance 25 percent, they said everybody’s went up. What? In this economy? Now Paying 450 bucks for 6 months on two cars that are 1995 and 1997. Liability. 100 deductible. We are in our late 40’s live in California.

  6. hemet92544 says:

    Anyone have an increase in car insurance this year, 2010? Even with a good record and same insurance company for years? We have Allstate around 20 years, nothing on our record. Raised our car insurance 25 percent, they said everybody’s went up. What? In this economy? Now Paying 450 bucks for 6 months on two cars that are 1995 and 1997. Liability. 100 deductible. We are in our late 40’s live in California.

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  8. MsBokul says:

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  12. MANSHOTS says:

    the bastards at the insurance company seem to always be sending me their premiums, bills are flying left and right comprehensive liability and collision. don’t have no-fault insurance.

  13. julingy says:

    helping people and running a business = oxymoron.

    insurance company’s should not be allowed to be private.

    if there is a hell, thats where insurance company workers go

  14. TheSeaMyst says:

    and you prostitute gods children as a number and score. You send lobbyist to guard your occult practices in congress corrupting everything they touch I now see you have got to Hillery she is gone. You have corrupted the hospitals now they do not even take in the sick but let them die your way is death and death is coming for you all You have corrupted the free market and there are no jobs here because free people hate you and all of your evil judges and credit lies.

  15. TheSeaMyst says:

    we have more prisoners than you more corrupt police more sinners more of our government lying in the pocket of bank employers than you ever dreamed and soon guess what there coming for you What do we get back out of this deal you rape artist you become bigger and bolder in your ways to abuse us you and credit are the real destroyers of America a once proud country your judges are in your pockets your playground is las Vegas Nevada

  16. TheSeaMyst says:

    Auto Insurance the scourge of the earth the raping of America your home is not yours if you quit paying for insurance while your paying of your loan they take your home and The anti Christ police are there when they take your home the very people that they where sworn to protect and serve under god like auto insurance where forced to get Russia step down\’ America has you beat for communist practices 100 to 1

  17. MeandProgressive says:

    Governor Perry — whats the point of mandated Automobile Insurance In Texas when the Insurance refuses to pay? There is nothing funny about death and an insurance company such as Progressive that REFUSES to honor their policy. Progressive is nothing more than a Ponzi Scheme in which the Corporate Executives get rich and leave injured policyholders bogus insurance policies, which are not worth the paper they are written on. See Progressive Insurance Has Treated Me as Roadkill

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